For more than 15 years, Ardeo has been dedicated to helping protect one of the most significant investments you will ever make, your college degree.
Trusted by 40,000+ students nationwide.
Even the best plans can be disrupted by life’s surprises. That’s where Student Loan Insurance comes in:
Student Loan Insurance gives you the financial peace of mind to attend your college of choice, even if you plan to pursue a lower-paying career.
Worried about graduating into a competitive or uncertain job market? Student Loan Insurance ensures you’re protected, even if your first job pays less than you anticipated.
Pursue the career path that inspires you. Whether you’re teaching, creating, or helping others, Student Loan Insurance supports your dreams, empowering you to focus on what matters most.
“I was very scared that I was going to have to stress over having to pay back my student loans, but now I don’t have any more stress.”
“In the chance that I fail to achieve a high paying job after leaving college, I will still be able to repay my student loans.”
“Student Loan Insurance is providing me with confidence to pursue an education without having to worry as much about what happens post-education.”
“While I found a job doing what I love...trying to pay loans and bills seemed impossible. The (Ardeo) check I received every 3 months (made it possible)."
Peace Of Mind For Students & Parents
While Michael qualified for some scholarship and aid money, he still needed $61,000 to get his business degree. Michael’s average high school grades made his parents nervous to borrow, but Student Loan Insurance gave them the peace of mind to take out federal and parent PLUS loans. Since the coverage only takes Michael’s income after graduation into consideration (not his parents’), his family is getting $210 a month from Student Loan Insurance. The help enables Michael to work as an office manager for a local manufacturer making $36,000 a year.
Protection For When Things Don’t Go To Plan
Jillian knew her earning potential as a nutritionist would be high. That’s why she didn’t hesitate to attend her dream college despite the price tag. Before she knew it, her freshman year was over, and Jillian’s grades weren’t good. Jillian needed an additional year to complete her degree and graduated with $72,000 of debt. Thankfully, Jillian’s mom insisted they purchase Student Loan Insurance “just in case.” While Jillian is earning a decent salary – $39,000 a year – it’s not going as far as she thought. Jillian hopes her income will increase soon, but the $292 a month Jillian is receiving from Student Loan Insurance has taught her an important lesson: mom is always right.
Security During A Bad Economy
Just before Jasmine graduated with a psychology degree, the economy took a turn for the worse. Jasmine wants to work for a medical provider, but the job market is competitive. While she searches, Jasmine is working part time as a barista and clothing store associate making $23,100 a year. When she purchased her policy, Jasmine wasn’t sure she would need Student Loan Insurance, but decided it was better to be safe than sorry. The $217 a month she’s receiving from Student Loan Insurance is giving her financial peace of mind while she pays down her $43,000 of debt.
Freedom To Follow A New Path
Carlos enjoyed his first semester, but he couldn’t shake the feeling engineering wasn’t the right field for him. When a professor asked him to lead a study group, Carlos decided to give it a try. He discovered he loved teaching, but how would he repay his $38,000 of student loans on a teacher’s salary? That’s when Carlos remembered Student Loan Insurance. Carlos was able to change his major to education with financial peace of mind. Now, he’s a high school math teacher making $32,000 a year, plus he’s getting $111 from Student Loan Insurance each month.
Peace Of Mind For Students & Parents
While Michael qualified for some scholarship and aid money, he still needed $61,000 to get his business degree. Michael’s average high school grades made his parents nervous to borrow, but Student Loan Insurance gave them the peace of mind to take out federal and parent PLUS loans. Since the coverage only takes Michael’s income after graduation into consideration (not his parents’), his family is getting $224 a month from Student Loan Insurance. The help enables Michael to work as an office manager for a local manufacturer making $36,000 a year.
Support For The Long-Term
Jacob is happiest when serving others. He works at a nonprofit, counseling low-income kids in his community and can’t imagine doing anything else. When he graduated, Jacob had $56,000 in student loan debt from his ministry degree. His position paid just $25,000 a year, and he received $272 a month from Student Loan Insurance. As his income increased over time, the help he received decreased. While his income is now too high to qualify for help, he has received a total of $19,815 over the last 10 years. Without Student Loan Insurance, Jacob’s financial constraints would have prevented him from following his calling for so many years.
Student Loan Insurance helps repay federal student, private alternative and parent PLUS loans after graduation, protecting against burdensome debt.
Student Loan Insurance can help repay up to $100,000 in student and parent loans, making it the most generous product on the market.
Ardeo has partnered with more than 200 colleges and universities over the last 15 years to give students and families peace of mind.
With no cost after graduation, it’s easy to protect one of the most important investments you will ever make.
Work in any field after graduation. Student Loan Insurance has you covered no matter where life takes you.
Insure any college expense covered by student or parent loans, such as tuition, housing, fees, books and meal plans.
Student Loan Insurance is a financial safety net. The coverage helps repay federal student, private alternative and parent PLUS loans until your income exceeds $50,000* after graduation. This powerful protection enables students to achieve their goals without being held back by student loan debt.
*Income amount may vary. Check your price for the details.
You must be a high school senior, college freshman or college sophomore with at least two academic years left. You must be enrolled or planning to enroll in a bachelor’s degree program at a four-year college or university.
You can cancel your policy at any time. To receive a full refund, please cancel by Oct. 1 of the covered year or within 14 days of purchase, whichever comes later.
If you do not require coverage for the academic year but wish to maintain your policy, you can pause coverage. Pause coverage before June 1 of the covered year to receive a complete refund for any payments made toward the current academic year, as well as to stop any future payments for that academic year. Rest assured, your policy will resume automatically on July 1 for the new academic year. Contact us at [email protected] or (877) 909-4754 to cancel your policy or pause coverage.
If you would like to know more about student loan insurance, let us know how to get in touch with you.
